Bleh.
We've been spending money like it's going out of style. Why? Because there's money in the account. We got our tax refund in February and we haven't done anything with it yet.
We've been eating out a lot, which has made us all sick. Todd just left today for a three week training course in Los Angeles. Hopefully I can get the house and menu planning under control while he's gone.
1. Timeshare Principal: $24,274.80
2. Star Card: $354.09
3.
Total Debt: $24,628.89
I would love to say that our payments will be increasing soon, but our plans to use our tax refund to pay cash for a bigger used car have been thrown out the window. Todd decided that if we're going to buy a newer vehicle, he'd rather spend some money and get a newer one with less miles on it. The plan is to finance 2/3 of the purchase price. We've been pre-approved through Navy Fed at 3.9% interest rate. My husband has almost perfect credit, which is pretty awesome.
If only we could refinance the timeshare at that rate. :/
Bleh is right. I still rarely carry cash around for that very reason: it burns a whole in my pocket. I have learned that when we get a windfall like a tax return, I have to get it out of the checking account as soon as possible, even if it's to the regular savings until we're ready to use it. It's psychological.
ReplyDeleteSpeaking of tax return, we're expecting a huge one b/c of my husband's deployment next year.I am hoping it all goes toward debt...