We've moved.
Luckily, we had some money in savings for a move, because Todd can't file a travel claim or file for dislocation allowance until he checks into his permanent command IN DECEMBER.
Yes, so not only did our monthly pay go down $600 (as much as I love having Todd "home", I'm gonna miss those deployment checks), but now we're paying for a move out of our own pockets while Todd is at a training command. They pretty much made us move. We were lucky that we were able to get housing because they usually don't let families move into base housing until they've checked into their permanent command. Thank goodness for Exceptional Family Member priority.
Monday, November 1, 2010
Saturday, October 16, 2010
Barely treading water
This month we had a big "oops" happen to our checking account. A combination of our first non-deployment paycheck, the timeshare payment (which is about half of that paycheck), buying uniforms for Todd's new training battalion, a last minute trip to North Carolina to look into the housing situation and forgetting to transfer his uniform allowance into the checking account. Sigh.
A major fail on all parts.
Overdraft charges ensued. We couldn't transfer any of the money that was sitting in share on the same account. We live across the country from a physical branch, and Katie cried.
We called customer service and they reversed 5 of the 7 overdraft charges, but she couldn't make the transfer either. She was able to point us in the direction of a share branch that could do it for us.
Sigh.
It was a nightmare.
After this move is finished, we need to rework the budget and see how much money we can throw at the timeshare.
A major fail on all parts.
Overdraft charges ensued. We couldn't transfer any of the money that was sitting in share on the same account. We live across the country from a physical branch, and Katie cried.
We called customer service and they reversed 5 of the 7 overdraft charges, but she couldn't make the transfer either. She was able to point us in the direction of a share branch that could do it for us.
Sigh.
It was a nightmare.
After this move is finished, we need to rework the budget and see how much money we can throw at the timeshare.
Saturday, September 4, 2010
Here we go!
Welcome to my new blog. Welcome to our quest to get out from under our timeshare debt, live on one income and try our best to keep ourselves above water.
We bought our timeshare back in 2006. When we signed the paperwork, we had every intention of taking yearly vacations at their resorts all over the western Unites States. We were living in St. George at the time, and shortly afterward, we moved to Las Vegas. My husband was working as an LPN at a nursing home and rehabilitation center when we decided to enlist in the Navy. Our Navy pay is not anywhere near where our civilian pay was, but we also don't have the expenses such as health care premiums and housing costs.
We live in military housing and don't have a car payment, so the timeshare is the only debt that we have. It has become a bit of a pain. We love being able to use the resorts when we visit family, I'm just tired of paying the 12% interest.
Our current balance on the timeshare is $25,170.89.
We bought our timeshare back in 2006. When we signed the paperwork, we had every intention of taking yearly vacations at their resorts all over the western Unites States. We were living in St. George at the time, and shortly afterward, we moved to Las Vegas. My husband was working as an LPN at a nursing home and rehabilitation center when we decided to enlist in the Navy. Our Navy pay is not anywhere near where our civilian pay was, but we also don't have the expenses such as health care premiums and housing costs.
We live in military housing and don't have a car payment, so the timeshare is the only debt that we have. It has become a bit of a pain. We love being able to use the resorts when we visit family, I'm just tired of paying the 12% interest.
Our current balance on the timeshare is $25,170.89.
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